PLANNING AHEAD FOR YOUR FUNERAL

The loss of a loved one is likely to be the most emotionally distressing experience any of us ever have to face. Having to arrange a funeral in the midst of all that emotional turmoil can only add further anguish. That’s why thinking about your funeral in advance makes lots of sense.

It’s a fact we all know, that there are two certainties in life – there’s death and there’s taxes. Most of us are more than happy to have lengthy discussions on the subject of taxes, but talking about death is still very much a taboo topic in many households.

The way we see it is that we all have a responsibility to let our family and friends know exactly what we want in terms of funeral arrangements. That way we can take some of the awful uncertainty away from their decision making when the time comes (and it will come, sure as eggs are eggs, however much we pretend it won’t). This doesn’t mean you have to arrange your own funeral ahead of time; for some people this simply isn’t the right choice, but it does mean talking about it. You may want to impart information about your own choice of arrangements, or you might want to ascertain the wishes of a family member or friend.

…but how to start the conversation?

If you don’t feel you can come straight out with it, think of a natural way of introducing the subject. Try talking about someone else’s death and funeral; it doesn’t have to be someone you know, just someone you’ve heard about in the news. Then you can lead the conversation round to your wishes or those of the person you’re talking to, starting with the basics like: “I definitely want to be cremated myself” or “Have you thought about where you’d like your ashes scattered, or would you want them buried with George?”

Once you’ve begun to talk about it all, I think you’ll be surprised how open people are about their own wishes once someone gives them the opportunity to talk about them. People generally have quite strong views on their own wishes, from the type of ceremony they want to whether there should be flowers or donations. Many of us even know exactly where the after funeral get together should be. So go on, try it. After all, everyone deserves to have the send off they really wanted.

PREARRANGING YOUR FUNERAL

By prearranging your funeral you can save your loved ones the burden of arranging it at a time of great sorrow and perhaps most important of all, your loved ones can be reassured that your funeral will be the one you wanted – not the one they hope you wanted.

Prearranging your funeral is a lot less daunting than you may think and we hope you find browsing this website useful in your own preplanning endeavours.

Of course, if you have any queries or anxieties, simply give us a call on 0121 476 9111 and we’ll be happy to assist you.

At Mortons we offer two ways of prearranging your funeral:

  1. Prearranged funerals without need for prepayment
  2. Prearranged funerals with prepayment

JUST A THOUGHT…

You may have years of good living ahead of you yet, but now you have decided to think about your funeral arrangements, perhaps now is the time to consider putting your other affairs in order.

As we grow older, we cannot guarantee to keep all our faculties, so maybe nominating a trusted person or persons to hold a Lasting Power of Attorney (LPA) for you would be a good idea. This is a legal document that lets you appoint one or more people to help you make decisions, or to make decisions on your behalf if you have been rendered incapable for any reason. There are two types of LPA, one involving your health and welfare, the other concerning your property and financial affairs and you can choose to make one type or both.

Now may also be a good time to write a will so that your possessions, both valuable and sentimental, can be distributed as you wish when the time comes. This can avoid disputes amongst family and friends in the future, as well as avoid your beneficiaries paying unnecessary tax on their inheritance. Of course, in this digital age, it isn’t only physical possessions that need to be considered. You may have a wealth of family memories stored as digital photographs and have online accounts that can only be accessed with your password. How will your loved ones know how to retrieve information or close down your accounts?

All this may seem very daunting, but your Solicitor should be able to go through it all with you step by step. We will be happy to recommend a Solicitor to you if you haven’t currently got anyone in mind.

Professionally qualified Independent Funeral Directors, arranging and conducting funerals all over the UK.